Adam Herceg

Adam Herceg is a Mortgage Broker at HBS Financial Group

With over half a decade of industry experience in the Australian banking and finance sector, Adam is a results-driven mortgage broker known for delivering tailored lending solutions that align with each client’s unique financial goals. He works with a wide range of clients—from first-home buyers and renovators to seasoned investors—helping them navigate the lending process with clarity and confidence.

Adam’s approach is founded on professionalism, integrity, and a commitment to fostering long-term client relationships. He collaborates with a broad panel of trusted lenders to provide access to competitive loan products while streamlining the application process and ensuring every client receives expert guidance from start to finish.

Whether clients are purchasing their first property, refinancing their existing one, or growing an investment portfolio, Adam brings strategic insight, in-depth market knowledge, and personalised service to every transaction.

Our Latest Reviews

Calvin Pereira

Couldn’t recommend HBS Financial Group more! Adam is an absolute legend, something very hard to find in this industry, if you want a broker who is hardworking, great with communication and someone who will put your needs first, HBS Financial group is the way to go!!! Couldn’t be happier and will always continue to use their services. I appreciate all the hard work!

James Destito

Very professional mortgage broker. Adam was able to make our dream possible after dealing with many people who told us it wasn’t going to happen. Highly recommend for anyone looking for finance!

DRad

Great experience dealing with Adam, right from start to finish. With areas of uncertainty, Adam was able to identify the best outcome for us. I knew that planning and preparing for any future home can be daunting, but we felt at ease throughout the entire process. Thank you once again!

Madeline Spiteri

Adam has been an amazing broker to myself and my partner! From the very beginning, he has been absolutely amazing and so helpful throughout the whole process. He was always quick to respond to any questions we had, and whenever we didn’t understand something, he was incredibly patient and took the time to break everything down and explain it to us clearly. He always made the effort to check in with us, see how we were going and make sure everything was on track. We really appreciated how supportive, reliable and approachable he was, especially during what can be such a stressful process. Thank you so much for all your help and for making the whole experience so much easier for us. We’re extremely grateful and couldn’t have asked for a better broker! 😊

Minh Nguyen

Adam helped us with refinancing to get a better rate, his efficiency and professionalism made the process less stressful compared to our past experiences. Will definitely recommend to family and friends.

Connor Beattie

Entering the property market can be an imitating experience, but Adam made the entire process smooth and stress free from start to finish. He was always approachable, professional, and took the time to answer every question I had, making me feel comfortable coming to him for anything. If you’re looking for a broker who is knowledgeable, reliable, and genuinely committed to helping his clients, I couldn’t recommend Adam more highly.

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

46.DD.24/425 Smith St Fitzroy, VIC 3065

0421 438 302

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HBS Financial Group Pty Ltd ABN: 93 674 741 167. Credit Representative #549116 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Director & Mortgage Broker