Asset Finance

Fund your new vehicle, plant or machinery with Asset Finance

Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other vehicle or equipment loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.

Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Asset Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

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Asset Finance Process

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your Asset Finance.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Asset Finance approved.

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Our Latest Reviews

Adela Sre

HBS Financial supported us through the purchase of our first home, and we couldn’t be happier with the service we received. From our very first conversation through to settlement, Adam was incredibly supportive, attentive, and professional. He took the time to understand our situation, paid close attention to every detail of our application, and guided us through each step of the process. I’d always heard how stressful buying a home could be, but Adam made the entire experience feel smooth and manageable. His communication was excellent, and he was always available to answer our questions and provide reassurance when needed. We are so grateful for Adam’s expertise and support in helping us achieve our goal of home ownership. I would highly recommend Adam and the team at HBS Financial to anyone looking for a knowledgeable and reliable mortgage broker.

Connor Beattie

Entering the property market can be an imitating experience, but Adam made the entire process smooth and stress free from start to finish. He was always approachable, professional, and took the time to answer every question I had, making me feel comfortable coming to him for anything. If you’re looking for a broker who is knowledgeable, reliable, and genuinely committed to helping his clients, I couldn’t recommend Adam more highly.

Minh Nguyen

Adam helped us with refinancing to get a better rate, his efficiency and professionalism made the process less stressful compared to our past experiences. Will definitely recommend to family and friends.

Ivanprice

Xavier Tigani

Adam Garganis

I want to take a moment to express my deepest gratitude for the incredible work you did in completing my refinance. From the very beginning, your professionalism, attention to detail, and clear communication set the tone for an exceptional experience. You demonstrated a profound understanding of the process and explained every step in a way that made it easy to follow, even when things seemed complex. Your responsiveness was remarkable—whether it was answering questions, providing updates, or anticipating potential challenges, you always stayed one step ahead, ensuring everything moved forward smoothly. The patience and care you exhibited truly stood out, making me feel like more than just another client. Thank you Adam

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Melbourne, VIC

0421 438 302

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HBS Financial Group Pty Ltd ABN: 93 674 741 167. Credit Representative #549116 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide purchase a new vehicle, plant or machinery with Asset Finance