Asset Finance

Fund your new vehicle, plant or machinery with Asset Finance

Asset Finance is one of the fastest growing finance products in Australia currently, allowing business to grow through the purchase of equipment. Asset Finance can take the form of products like a Hire Purchase, a Finance Lease or other vehicle or equipment loans. The ownership of the equipment purchased may be different depending on the type of Asset Finance utilised, so having our experience to guide you through the process is critical to making the right choice.

Asset Finance can be used to finance vehicles such as cars, utes and vans as well as industrial and agricultural vehicles such as trucks, trailers and buses. Options such as no deposit and not requiring any additional security make it an attractive option to keep cash flow within your business as well as simplify the finance structure. There may also be tax advantages to financing an asset rather than purchasing upfront, however this depends on the scenario and choosing the right loan product.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Asset Finance right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.

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Asset Finance Process

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your Asset Finance.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Asset Finance approved.

Book Appointment

Our Latest Reviews

Connor Beattie

Entering the property market can be an imitating experience, but Adam made the entire process smooth and stress free from start to finish. He was always approachable, professional, and took the time to answer every question I had, making me feel comfortable coming to him for anything. If you’re looking for a broker who is knowledgeable, reliable, and genuinely committed to helping his clients, I couldn’t recommend Adam more highly.

Xavier Tigani

Adam Garganis

I want to take a moment to express my deepest gratitude for the incredible work you did in completing my refinance. From the very beginning, your professionalism, attention to detail, and clear communication set the tone for an exceptional experience. You demonstrated a profound understanding of the process and explained every step in a way that made it easy to follow, even when things seemed complex. Your responsiveness was remarkable—whether it was answering questions, providing updates, or anticipating potential challenges, you always stayed one step ahead, ensuring everything moved forward smoothly. The patience and care you exhibited truly stood out, making me feel like more than just another client. Thank you Adam

Ivanprice

Resnick Lal

I came to Adam Herceg at HBS Financial Group looking to refinance my home loan in Essendon and it was one of the best financial decisions I've made. I had been sitting on the same rate for years and had no idea how much I was leaving on the table. Adam compared options across a wide range of lenders and walked me through exactly what refinancing would mean for my repayments and long-term savings. The whole process was seamless and he handled everything and kept me updated at every stage. If you're thinking about refinancing in Melbourne and want a mortgage broker who genuinely works in your best interest I'd strongly recommend HBS Financial Group.

Thomas Lazarides

I required finance with a short turnaround but had full confidence in Adam's ability to provide a swift outcome, which he did. Adam's proactive approach gave me full confidence and reassurance in his ability to obtain approval, despite the short timeframe. Would recommend Adam to anyone and will be returning to him when requiring future financing!

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Melbourne, VIC

0421 438 302

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HBS Financial Group Pty Ltd ABN: 93 674 741 167. Credit Representative #549116 is authorised under Australian Credit License #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide purchase a new vehicle, plant or machinery with Asset Finance