Investment Loans

Buy your first investment property or expand your portfolio with an Investment Loan

An Investment Property can be a great way to earn passive income while also taking advantage of numerous tax benefits. However, an investment property with the wrong Investment Loan can quickly erode these benefits and leave you worse off. We're experts in Investment Loans and can make sure you purchase with the right loan.

Understanding concepts like Negative Gearing and Positive Gearing as well as making sure you purchase a property that has high capital growth are key to growing your investment portfolio. We can help you find the right loan to fit your investment property strategy and handle all the paperwork to get your loan approved.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get the right Investment Loan, we have the expertise and experience to guide you through the process of finding the right loan for you.

Getting an Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for an Investment Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on your first investment property or the next property in your portfolio.

Settlement

You settle on the property, your Investment Loan draws-down and you're good to go!

Book Appointment

Our Latest Reviews

Calvin Pereira

Couldn’t recommend HBS Financial Group more! Adam is an absolute legend, something very hard to find in this industry, if you want a broker who is hardworking, great with communication and someone who will put your needs first, HBS Financial group is the way to go!!! Couldn’t be happier and will always continue to use their services. I appreciate all the hard work!

James Destito

Very professional mortgage broker. Adam was able to make our dream possible after dealing with many people who told us it wasn’t going to happen. Highly recommend for anyone looking for finance!

DRad

Great experience dealing with Adam, right from start to finish. With areas of uncertainty, Adam was able to identify the best outcome for us. I knew that planning and preparing for any future home can be daunting, but we felt at ease throughout the entire process. Thank you once again!

Madeline Spiteri

Adam has been an amazing broker to myself and my partner! From the very beginning, he has been absolutely amazing and so helpful throughout the whole process. He was always quick to respond to any questions we had, and whenever we didn’t understand something, he was incredibly patient and took the time to break everything down and explain it to us clearly. He always made the effort to check in with us, see how we were going and make sure everything was on track. We really appreciated how supportive, reliable and approachable he was, especially during what can be such a stressful process. Thank you so much for all your help and for making the whole experience so much easier for us. We’re extremely grateful and couldn’t have asked for a better broker! 😊

Minh Nguyen

Adam helped us with refinancing to get a better rate, his efficiency and professionalism made the process less stressful compared to our past experiences. Will definitely recommend to family and friends.

Connor Beattie

Entering the property market can be an imitating experience, but Adam made the entire process smooth and stress free from start to finish. He was always approachable, professional, and took the time to answer every question I had, making me feel comfortable coming to him for anything. If you’re looking for a broker who is knowledgeable, reliable, and genuinely committed to helping his clients, I couldn’t recommend Adam more highly.

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

46.DD.24/425 Smith St Fitzroy, VIC 3065

0421 438 302

About Us

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HBS Financial Group Pty Ltd ABN: 93 674 741 167. Credit Representative #549116 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide secure the right Investment Loan to buy an investment property