First Home Buyers

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 48 reviews

First Home Buyers HBS Financial Group

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Buying your First Home

Our Latest Reviews

Calvin Pereira

Couldn’t recommend HBS Financial Group more! Adam is an absolute legend, something very hard to find in this industry, if you want a broker who is hardworking, great with communication and someone who will put your needs first, HBS Financial group is the way to go!!! Couldn’t be happier and will always continue to use their services. I appreciate all the hard work!

James Destito

Very professional mortgage broker. Adam was able to make our dream possible after dealing with many people who told us it wasn’t going to happen. Highly recommend for anyone looking for finance!

DRad

Great experience dealing with Adam, right from start to finish. With areas of uncertainty, Adam was able to identify the best outcome for us. I knew that planning and preparing for any future home can be daunting, but we felt at ease throughout the entire process. Thank you once again!

Madeline Spiteri

Adam has been an amazing broker to myself and my partner! From the very beginning, he has been absolutely amazing and so helpful throughout the whole process. He was always quick to respond to any questions we had, and whenever we didn’t understand something, he was incredibly patient and took the time to break everything down and explain it to us clearly. He always made the effort to check in with us, see how we were going and make sure everything was on track. We really appreciated how supportive, reliable and approachable he was, especially during what can be such a stressful process. Thank you so much for all your help and for making the whole experience so much easier for us. We’re extremely grateful and couldn’t have asked for a better broker! 😊

Minh Nguyen

Adam helped us with refinancing to get a better rate, his efficiency and professionalism made the process less stressful compared to our past experiences. Will definitely recommend to family and friends.

Connor Beattie

Entering the property market can be an imitating experience, but Adam made the entire process smooth and stress free from start to finish. He was always approachable, professional, and took the time to answer every question I had, making me feel comfortable coming to him for anything. If you’re looking for a broker who is knowledgeable, reliable, and genuinely committed to helping his clients, I couldn’t recommend Adam more highly.

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.