First Home Buyers

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 38 reviews

First Home Buyers HBS Financial Group

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Buying your First Home

Our Latest Reviews

Calista Jensen

Great experience from start to finish. He was helpful, responsive, and made the whole process easy. Would definitely recommend.

Steven Lapworth

Adam’s professionalism and experience is second to none. He guided me through the entire process of securing a loan for my first home with grace, understanding, and confidence that made it a completely stressless experience. I would strongly recommend Adam to anyone looking for a trustworthy and responsive mortgage broker.

Eren Sargin

Adam helped me a lot when it came to getting my home loan and made the whole process smooth and stress free. Highly recommend Adam if you are in need of a reliable mortgage broker.

Eren Kalkaner

I had a great experience with HBS Financial Group. Adam was very professional, knowledgeable, and took the time to clearly explain my options. He was responsive throughout the process and made everything feel straightforward and stress-free. I would definitely recommend Adam to anyone looking for reliable and trustworthy financial guidance.

Jessica Marie

Adam was incredibly professional and efficient throughout the entire process. His swift work ethic and supportive approach made everything smooth and stress-free. He guided me every step of the way, ensuring I felt confident and informed. Highly recommend his services.

Burak Gul

Have dealt with many banks and brokers before but no one has given me the same confidence as Adam very proactive and caring broker who actually listens to what you want and comes up with the best outcome for your future. I would highly recommend his services if you are looking for a great broker!

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.