Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Getting a Construction Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Construction Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Construction Loan approved.

Book Appointment

Our Latest Reviews

julio melo

Thanks to Adam, I was able to secure my second property. He was able to guide me through every step of the way with great professionalism and curtesy for his clients. Already looking forward to the next property and I highly recommend Adams services!

Jesse Vinogradac

Adam at HBS financial group is extremely helpful and a genuine guy, I was able to call him as late as 9-10pm some nights when I was struggling. Definitely recommend using HBS financial group

Madeline Spiteri

Adam has been an amazing broker to myself and my partner! From the very beginning, he has been absolutely amazing and so helpful throughout the whole process. He was always quick to respond to any questions we had, and whenever we didn’t understand something, he was incredibly patient and took the time to break everything down and explain it to us clearly. He always made the effort to check in with us, see how we were going and make sure everything was on track. We really appreciated how supportive, reliable and approachable he was, especially during what can be such a stressful process. Thank you so much for all your help and for making the whole experience so much easier for us. We’re extremely grateful and couldn’t have asked for a better broker! 😊

DRad

Great experience dealing with Adam, right from start to finish. With areas of uncertainty, Adam was able to identify the best outcome for us. I knew that planning and preparing for any future home can be daunting, but we felt at ease throughout the entire process. Thank you once again!

James Destito

Very professional mortgage broker. Adam was able to make our dream possible after dealing with many people who told us it wasn’t going to happen. Highly recommend for anyone looking for finance!

Nick Lanciano

Adam was amazing super prompt service, very experienced he had an answer for everything I asked him. Highly recommend amazing experience!

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

46.DD.24/425 Smith St Fitzroy, VIC 3065

0421 438 302

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HBS Financial Group Pty Ltd ABN: 93 674 741 167. Credit Representative #549116 is authorised under Australian Credit Licence #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide fund their new build or renovation with a Construction Loan