First Home Buyers

At HBS Financial Group, we're Mortgage Brokers helping clients Australia-wide access Home Loan Options, First Home Owner Grants and Incentives

5.0

from 12 reviews

First Home Buyers HBS Financial Group

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan. 

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase. 

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Buying your First Home

Our Latest Reviews

Jaiyden Castelluccio

Can’t thank Adam enough! For allowing my vision of building two townhouses become a reality with an amazing understanding of banks views on construction finance and how complicated they can be assisting me through every step and guiding me to ensure my risks are being managed correctly. From initial feasibilities to a finished construction product Thankyou for all your time going through each detail.

Julio

Great experience with Adam, he helped me secure the best rate on the market and was very professional every step of the way. I will be using him for my next property for sure!

Tyler Maan Asfour

Adam was really contactable throughout the whole process and made buying my first home a seamless experience.

Nick M

My first home just settled and we could not have done it without Adam. He educated and guided us from start to finish and we are confident we have found a broker for life. His knowledge and diligence is next to none and his hard word will always be appreciated.

Nick Ciavarella

From start to finish, excellent service ! Can’t recommend highly enough ! Anything finance Adam is your guy

gehan k

Great service and seamless process overall. Couldn’t ask for a better broker to help you with your first home.

We work with Australia's biggest lenders

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

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